Next-Gen Banking Infrastruture
The First Self-Custodial, Regulated On-Chain Bank



The Big Idea

Every financial transformation began with one shift: ownership.

Robinhood let users trade stocks.
 Revolut made forex feel like fun.
 Cash App turned payments into culture.

We’re removing the last friction left: custody.

The Problem: Banks & platforms still own your money.
 The Solution: LQUIDPAY DEOBANK — full-stack banking built on compliance and self-custody.



Why Now

Banking isn’t just broken — it’s obsolete.

  • 1.4B+ people still unbanked

  • Cross-border fees: $12–$22 for $200 remittances

  • Crypto entrepreneurs frozen out: 23% had accounts suspended in 2024

  • Traditional savings: 1–3% returns in 5%+ inflation economies

  • Collapse of trust: FTX, SVB, Credit Suisse

Self-custody isn’t optional anymore. It’s survival.



The Opportunity



From Bootstrap to Breakthrough


  • Bootstrapped $10M in product & infra over 14 months

  • Now raising $1M from 10 early believers

Round Structure


  • $100K SAFEs × 10

  • $20M valuation cap (60% discount)

  • Strategic capital only — not just cheques


The Solution: LQUIDPAY DEOBANK

The World’s First Regulated Deobank
  Self-custody by default. Compliance by design.



1. Spend Your Crypto Globally

 No banks. No holds. No drama.
 LQUIDPAY's Visa Card is non-custodial. You swipe directly from your wallet.


  • Live FX at checkout — stablecoins converted in milliseconds

  • No freezes. No delays. We don’t touch your money

  • Visa compatibility, your custody.

Traditional banks: “We’ll notify you in 5–7 days.”
 LQUIDPAY: “Transaction confirmed.”



2. Real-Time Global Remittance

Say goodbye to slow wires and hidden fees.
 Send money to 190+ countries, instantly.


  • Enterprise-grade rails for cross-border payouts

  • Crypto + Banking stack for seamless liquidity flow

  • Fully OFAC/KYC compliant for institutions

Move money like it’s data, not like it’s trapped.



3. On-Chain Yield with Compliance

Let your stablecoins actually earn.
 No risk of shadowy DAOs or rugpulls.


  • 5–15% APY via audited blue-chip protocols

  • One-click vaults, zero-code yield generation

  • Daily compounding, no lockups

  • Non-custodial staking — your keys, your earnings

Your crypto shouldn’t be idle. Neither should your returns.



4. On/Off-Ramps That Work

 Go from fiat to DeFi in minutes — not days.


  • Bank account to wallet with lightning-fast rails


  • 150+ global currencies supported

  • Transparent conversion fees (0.5–1%)

  • Full compliance stack (AML, KYC, KYT)

Enter and exit the crypto world like it’s 2025 — because it is.



Momentum

What We’ve Built So Far

 Product Ready, Infrastructure Proven


  • Deobank Wallet (Non-Custodial) LIVE on EVM chains

  • Visa®-enabled smart payment layer under internal testing

  • Automated compliance stack fully integrated (KYC/KYB/KYT)

 Key Strategic Partners


  • Collaborations with DePIN ecosystems, stablecoin issuers & L2 networks

  • Infrastructure partners onboarded for remittance and fiat ramps across Africa, India & MENA

 Early Adoption & User Demand


  • Waitlist crossed 60,000+ users — with zero ad spend

  • High conversion funnel from Web3 wallets, DeFi users & diaspora markets

 Institutional Interest


  • 3 regulated remittance partners in integration pipeline

  • 2 on-chain payroll platforms testing our Deobank-as-a-Service APIs

 Ecosystem Integrations Underway


  • MetaMask Snap & WalletConnect v2 in development

  • Native bridge & on-ramp modules rolling out for stablecoin access in underbanked regions

Market Opportunity


  • $860B – Global remittance

  • $125B+ – Stablecoins

  • $90B+ – DeFi TVL

  • 2.7B+ – Smartphone users without banking access

This isn’t a niche. It’s the future of global finance.



Business Model

Simple, Transparent Revenue


  • 1–2% blended take rate on transactions, FX, and card use

  • Projected $100M+ ARR within 24 months of launch


Roadmap

Execution Timeline


  • Q1 2025: Spend MVP LIVE

  • Q2: Fiat Ramps + Partner Dev

  • Q3: Global Remittance Stack

  • Q4: Strategic Round @ $50M Val

Q1 2026: Series A @ $100M Val

Why Us

Timing + Team + Trustless Infrastructure


  • Macro: Global regulation + self-custody demand

  • Tech: DePIN + Layer 2 + compliance infra matured

  • First mover in regulated, self-custodial banking

We’re not betting on trends — we’re building financial freedom.



Shavez Ahmed Siddiqui
 Founder & CEO, LQUIDPAY DEOBANK

A visionary entrepreneur on a mission to return financial power to the people, Shavez is building the world's first truly compliant, self-custodial bank. With a background in fintech, DeFi, and cross-border infrastructure, he blends innovation with regulation to unlock inclusive banking for billions. Under his leadership, LQUIDPAY is redefining finance for a borderless future—without compromising on ownership, security, or compliance.



Join the Deobank Revolution

Banks control $180T. We’re building the alternative.


This isn’t another “crypto play.”
 This is the next evolution of money.